Getting Started
Credrun for Developers
Welcome to Credrun — the unified Verification & Validation API
platform.
Designed to simplify and accelerate digital onboarding, Credrun enables real-time document verification with
high scalability and unmatched ease of use.
Built to democratise verification for businesses of all sizes, Credrun offers an AI-powered, no-code
experience that is fast, secure, and reliable. Non-technical teams can initiate and manage verification
workflows without coding, reducing implementation effort, resource dependency, and operational costs.
Credrun automates document checks, minimises human errors, strengthens fraud prevention, and ensures only
authorised individuals access sensitive information. Its white-label flexibility allows organisations to
customise verification methods, document types, and user experiences to match industry-specific needs.
Real-world impact across industries:
- Rural and local businesses onboard customers, employees, and partners effortlessly.
- Banks, NBFCs, and payment gateways enhance fraud prevention and identity verification.
- E-commerce platforms validate customer details to reduce fraud.
- Healthcare providers verify patient and insurance information securely.
- Telecom, real estate, education, gaming, HR teams, and insurers use Credrun for accurate, compliant verification—from RC checks and GST validation to age, address, and employee screening.
Credrun has transformed verification for countless organisations by simplifying onboarding, ensuring regulatory compliance, and offering users a seamless verification experience. Additionally, by eliminating physical document dependence, Credrun contributes to reduced paper usage and a sustainable environment.
Authentication
Authentication
API Security Protocol
All API requests must include an X-Client-ID in the request header. Your API keys provide privileged access, so ensure they are always kept secure
What is X-Client-ID?
X-Client-ID is a secure, digitally signed token used for authenticating requests between clients and the Credrun API. It follows industry-standard signing practices that ensure the integrity and authenticity of each request. The token is validated on every call to prevent tampering and unauthorized access, providing an additional layer of security across all integrations.
Request Header
curl -X GET \
'https://uat.credrun.com/v1/data' \
-H 'Content-Type: application/json' \
-H 'X-Client-ID: CR3661DD59'
Getting Started
UAT Credentials
UAT Credentials
| Title | Value | Description |
|---|---|---|
| Sandbox Base URL | https://uat.credrun.com | Base URL for UAT Environment |
| Production Base URL | https://api.credrun.com | Base URL for Production Environment |
| Environment | Sandbox/Live | Environment settings |
| X-Client-Id | CR3661DD59 | Client Id key |
Authentication
Experin
Languages
Request
Response
{
"timestamp": "2025-06-18T20:01:35.973Z",
"transaction_id": "80be7456-82e3-489a-86dc-174e914a3cfb",
"status": "success",
"status_code": 200,
"data": {
"pan": "ABCDE1234F",
"name": "ROHIT VERMA",
"mobile": "9876543210",
"credit_score": 549,
"credit_report_link": "https://kyc-docs-storage.s3.ap-south-1.amazonaws.com/credit_reports/experian/80be7456-82e3-489a-86dc-174e914a3cfb_experian_report.pdf?X-Amz-Algorithm=AWS4-HMAC-SHA256&X-Amz-Content-Sha256=UNSIGNED-PAYLOAD&X-Amz-Credential=AKIAQFLZDKV6XI3KNPPC%2F20250618%2Fap-south-1%2Fs3%2Faws4_request&X-Amz-Date=20250618T200135Z&X-Amz-Expires=3600&X-Amz-Signature=1f496f80caa06742de49ad16eb4853ab51b7f69d502e90eef6d6eeb5280bb085&X-Amz-SignedHeaders=host&x-amz-checksum-mode=ENABLED&x-id=GetObject"
}
}
UAT Credentials
CRIF-HighMark
Languages
Request
Response
{
"timestamp": "2025-07-24T10:13:38.741Z",
"transaction_id": "TXN-XXXXXXXXXXXXXXXXXXXXXXXXXXXX",
"status": "success",
"data": {
"HEADER": {
"DATE-OF-REQUEST": "24-07-2025",
"DATE-OF-ISSUE": "24-07-2025",
"REPORT-ID": "CCR250724CRXXXXXXX",
"BATCH-ID": "XXXXXXXXXXXXXX",
"inquiryId_": "XXXXXXXXXXX",
"STATUS": "SUCCESS"
},
"REQUEST": {
"NAME": "RAHUL SHARMA",
"DOB": "01-01-1990",
"PAN": "XXXXX9999X",
"EMAIL-1": "rahul.sharma@example.com",
"ADDRESS-1": "123 ABC Nagar, Test City, Test State, 123456",
"ADDRESS-2": "",
"ADDRESS-3": "",
"PHONE-1": "9123456789"
},
"PERSONAL-INFO-VARIATION": {
"NAME-VARIATIONS": {
"VARIATION": [
{
"VALUE": "RAVI K",
"REPORTED-DATE": "28-02-2018"
},
{
"VALUE": "RAVI KUMAR",
"REPORTED-DATE": "30-11-2021"
},
{
"VALUE": "RAHUL SHARMA",
"REPORTED-DATE": "30-06-2025"
},
{
"VALUE": "RAHUL SHARMA SURESH SHARMA",
"REPORTED-DATE": "28-02-2023"
},
{
"VALUE": "RAHUL",
"REPORTED-DATE": "31-12-2024"
}
]
},
"ADDRESS-VARIATIONS": {
"VARIATION": [
{
"VALUE": "12 OLD STREET, XYZ TOWN, ABC STATE 000000",
"REPORTED-DATE": "30-11-2021"
},
{
"VALUE": "34 NEW AVENUE, DEF CITY, GHI STATE 111111",
"REPORTED-DATE": "31-08-2021"
},
{
"VALUE": "123 ABC Nagar, Test City, Test State, 123456",
"REPORTED-DATE": "30-06-2025"
},
{
"VALUE": "C/O SURESH SHARMA, DEF COLONY, TEST CITY, 654321",
"REPORTED-DATE": "28-02-2023"
},
{
"VALUE": "C O SURESH SHARMA WARD NO 10, XYZ DISTRICT, 654321",
"REPORTED-DATE": "28-02-2023"
}
]
},
"PAN-VARIATIONS": {
"VARIATION": {
"VALUE": "XXXXX9999X",
"REPORTED-DATE": "28-02-2023"
}
},
"UID-VARIATIONS": "",
"OTHER-ID-VARIATIONS": {
"VARIATION": {
"VALUE": "XXXXXXXXXXXXX",
"REPORTED-DATE": "15-07-2025"
}
},
"DRIVING-LICENSE-VARIATIONS": "",
"DATE-OF-BIRTH-VARIATIONS": {
"VARIATION": [
{
"VALUE": "01-01-1990",
"REPORTED-DATE": "28-02-2023"
},
{
"VALUE": "15-08-1985",
"REPORTED-DATE": "30-11-2021"
}
]
},
"VOTER-ID-VARIATIONS": {
"VARIATION": {
"VALUE": "XX1234567890",
"REPORTED-DATE": "30-11-2021"
}
},
"PASSPORT-VARIATIONS": "",
"PHONE-NUMBER-VARIATIONS": {
"VARIATION": [
{
"VALUE": "919123456789",
"REPORTED-DATE": "28-02-2023"
},
{
"VALUE": "9123456789",
"REPORTED-DATE": "15-12-2024"
}
]
},
"RATION-CARD-VARIATIONS": {
"VARIATION": {
"VALUE": "XX/XX/0000000",
"REPORTED-DATE": "30-11-2021"
}
},
"EMAIL-VARIATIONS": {
"VARIATION": {
"VALUE": "rahul.sharma@example.com",
"REPORTED-DATE": "15-07-2025"
}
}
},
"SECONDARY-MATCHES": "",
"ACCOUNTS-SUMMARY": {
"DERIVED-ATTRIBUTES": {
"INQURIES-IN-LAST-SIX-MONTHS": "1",
"LENGTH-OF-CREDIT-HISTORY-YEAR": "5",
"LENGTH-OF-CREDIT-HISTORY-MONTH": "2",
"AVERAGE-ACCOUNT-AGE-YEAR": "3",
"AVERAGE-ACCOUNT-AGE-MONTH": "4",
"NEW-ACCOUNTS-IN-LAST-SIX-MONTHS": "1",
"NEW-DELINQ-ACCOUNT-IN-LAST-SIX-MONTHS": "0"
},
"PRIMARY-ACCOUNTS-SUMMARY": {
"PRIMARY-NUMBER-OF-ACCOUNTS": "2",
"PRIMARY-ACTIVE-NUMBER-OF-ACCOUNTS": "1",
"PRIMARY-OVERDUE-NUMBER-OF-ACCOUNTS": "0",
"PRIMARY-SECURED-NUMBER-OF-ACCOUNTS": "1",
"PRIMARY-UNSECURED-NUMBER-OF-ACCOUNTS": "1",
"PRIMARY-UNTAGGED-NUMBER-OF-ACCOUNTS": "0",
"PRIMARY-CURRENT-BALANCE": "45,000",
"PRIMARY-SANCTIONED-AMOUNT": "1,00,000",
"PRIMARY-DISBURSED-AMOUNT": "95,000"
},
"SECONDARY-ACCOUNTS-SUMMARY": {
"SECONDARY-NUMBER-OF-ACCOUNTS": "0",
"SECONDARY-ACTIVE-NUMBER-OF-ACCOUNTS": "0",
"SECONDARY-OVERDUE-NUMBER-OF-ACCOUNTS": "0",
"SECONDARY-SECURED-NUMBER-OF-ACCOUNTS": "0",
"SECONDARY-UNSECURED-NUMBER-OF-ACCOUNTS": "0",
"SECONDARY-UNTAGGED-NUMBER-OF-ACCOUNTS": "0",
"SECONDARY-CURRENT-BALANCE": "0",
"SECONDARY-SANCTIONED-AMOUNT": "0",
"SECONDARY-DISBURSED-AMOUNT": "0"
}
},
"EMPLOYMENT-DETAILS": {
"EMPLOYMENT-DETAIL": ""
},
"RESPONSES": {
"RESPONSE": [
{
"LOAN-DETAILS": {
"ACCT-NUMBER": "XXXXXXXXXXXX1234",
"CREDIT-GUARANTOR": "XYZ BANK LTD",
"ACCT-TYPE": "Secured Loan",
"DATE-REPORTED": "30-06-2025",
"OWNERSHIP-IND": "Individual",
"ACCOUNT-STATUS": "Active",
"DISBURSED-AMT": "25,000",
"DISBURSED-DT": "01-01-2023",
"LAST-PAYMENT-DATE": "01-07-2025",
"OVERDUE-AMT": "0",
"WRITE-OFF-AMT": "0",
"CURRENT-BAL": "5,000",
"COMBINED-PAYMENT-HISTORY": "Jul:2025,000/STD|Jun:2025,000/STD|...",
"MATCHED-TYPE": "PRIMARY",
"LINKED-ACCOUNTS": "",
"CREDIT-LIMIT": "25,000",
"SECURITY-DETAILS": {
"SECURITY-DETAIL": {
"SECURITY-TYPE": "Fixed Deposit",
"OWNER-NAME": "",
"SECURITY-VALUE": "25,000",
"DATE-OF-VALUE": "",
"SECURITY-CHARGE": "",
"PROPERTY-ADDRESS": "",
"AUTOMOBILE-TYPE": "",
"YEAR-OF-MANUFACTURE": "",
"REGISTRATION-NUMBER": "",
"ENGINE-NUMBER": "",
"CHASSIS-NUMBER": ""
}
},
"REPAYMENT-TENURE": "12",
"CASH-LIMIT": "0"
}
}
]
},
"SCORES": {
"SCORE": {
"SCORE-TYPE": "PERFORM CONSUMER 2.2",
"SCORE-VALUE": "720",
"SCORE-FACTORS": "SF01|SF03|SF05|"
}
},
"verificarionScoreList": "",
"PRINTABLE-REPORT": {
"TYPE": "",
"FILE-NAME": "",
"CONTENT": ""
},
"enhanceProCcirFlag": "false",
"ccirFlag": "false"
}
}
Experin
Transunion-CIBIL
Languages
Request
Response
{
"timestamp": "2025-08-25T07:58:34.103Z",
"transaction_id": "TXN-8aa78905-a5f0-4ff7-be13-359c552483ad",
"status": "success",
"data": {
"htmlUrl": "https://myscore.cibil.com/CreditView/webtokenasset.page?enterprise=JunoonCapita&pcc=md655429&webtoken=Skz1a-kOQPM2rD_IyyTfIhRVwZ2QgbrCk9D1W1rV6EkVclqj46ZfYhcCRma38ITwDqskgHtIoYWIgauleiyBEQ",
"cibilData": {
"GetCustomerAssetsResponse": {
"ResponseStatus": "Success",
"ResponseKey": "b913e14fc2a21071:4133842e:198e030177f:-489f",
"GetCustomerAssetsSuccess": {
"Asset": {
"Status": "Active",
"SafetyCheckFailure": false,
"ExpirationDate": "2027-08-25T09:54:35.149+05:30",
"CreationDate": "2025-08-25T09:54:35.149+05:30",
"TrueLinkCreditReport": {
"ReferenceKey": "9512980492",
"currentversion": "5.0",
"Borrower": {
"Birth": {
"date": "2002-12-20+05:30",
"partitionSet": "0",
"BirthDate": {
"month": "12",
"year": "2002",
"day": "20"
},
"Source": {
"Reference": "54ed96ca-8306-4f38-8617-c2b8b95bd120",
"InquiryDate": "2025-08-25+05:30",
"Locale": "en_IN",
"BorrowerKey": "4790905154",
"Bureau": {
"symbol": "CIBIL",
"description": "",
"rank": "100000",
"abbreviation": ""
}
},
"age": "0"
},
"borrowerKey": "4790905154",
"BorrowerAddress": [
{
"Dwelling": {
"symbol": "01",
"description": "",
"rank": "100000",
"abbreviation": ""
},
"Ownership": {
"symbol": "",
"description": "",
"rank": "100000",
"abbreviation": ""
},
"addressOrder": "0",
"dateReported": "2024-03-18+05:30",
"partitionSet": "0",
"CreditAddress": {
"SerialNumber": "2755588921",
"AddressType": "",
"StreetAddress": "S/O MD SHAKIL AHMED GRAM ASHRFPUR DARBHANGA",
"City": "",
"PostalCode": "847306",
"Region": "10"
},
"Origin": {
"symbol": "SBI CARD",
"description": "",
"rank": "100000",
"abbreviation": ""
},
"enrichMode": "R",
"Source": {
"Reference": "54ed96ca-8306-4f38-8617-c2b8b95bd120",
"InquiryDate": "2025-08-25+05:30",
"Locale": "en_IN",
"BorrowerKey": "4790905154",
"Bureau": {
"symbol": "CIBIL",
"description": "",
"rank": "100000",
"abbreviation": ""
}
}
},
{
"Dwelling": {
"symbol": "02",
"description": "",
"rank": "100000",
"abbreviation": ""
},
"Ownership": {
"symbol": "02",
"description": "",
"rank": "100000",
"abbreviation": ""
},
"addressOrder": "1",
"dateReported": "2024-03-18+05:30",
"partitionSet": "1",
"CreditAddress": {
"SerialNumber": "2755588920",
"AddressType": "",
"StreetAddress": "H NO-13 PM BUSTI 4TH BY LAND SHIVPUR HOWRAH HOWRAH",
"City": "",
"PostalCode": "711102",
"Region": "19"
},
"Origin": {
"symbol": "SBI CARD",
"description": "",
"rank": "100000",
"abbreviation": ""
},
"enrichMode": "R",
"Source": {
"Reference": "54ed96ca-8306-4f38-8617-c2b8b95bd120",
"InquiryDate": "2025-08-25+05:30",
"Locale": "en_IN",
"BorrowerKey": "4790905154",
"Bureau": {
"symbol": "CIBIL",
"description": "",
"rank": "100000",
"abbreviation": ""
}
}
},
{
"Dwelling": {
"symbol": "03",
"description": "",
"rank": "100000",
"abbreviation": ""
},
"Ownership": {
"symbol": "",
"description": "",
"rank": "100000",
"abbreviation": ""
},
"addressOrder": "2",
"dateReported": "2024-03-18+05:30",
"partitionSet": "2",
"CreditAddress": {
"SerialNumber": "2755588919",
"AddressType": "",
"StreetAddress": "MAAN SAHAB PLOT NO -84 RAVINDRA SARANI KOLKATA KOLKATTA",
"City": "",
"PostalCode": "700073",
"Region": "19"
},
"Origin": {
"symbol": "SBI CARD",
"description": "",
"rank": "100000",
"abbreviation": ""
},
"enrichMode": "R",
"Source": {
"Reference": "54ed96ca-8306-4f38-8617-c2b8b95bd120",
"InquiryDate": "2025-08-25+05:30",
"Locale": "en_IN",
"BorrowerKey": "4790905154",
"Bureau": {
"symbol": "CIBIL",
"description": "",
"rank": "100000",
"abbreviation": ""
}
}
},
{
"Dwelling": {
"symbol": "04",
"description": "",
"rank": "100000",
"abbreviation": ""
},
"Ownership": {
"symbol": "",
"description": "",
"rank": "100000",
"abbreviation": ""
},
"addressOrder": "3",
"dateReported": "2024-02-29+05:30",
"partitionSet": "3",
"CreditAddress": {
"SerialNumber": "2824877508",
"AddressType": "",
"StreetAddress": "GRAM ASHRFPUR DANI WARD NO 02 POST SHEKHPUR DANGARWARA THANA KEOTI ASRAFPUR DARBHANGA BIHAR 847306 DARBHANGA",
"City": "",
"PostalCode": "847306",
"Region": "10"
},
"Origin": {
"symbol": "TCL",
"description": "",
"rank": "100000",
"abbreviation": ""
},
"enrichMode": "R",
"Source": {
"Reference": "54ed96ca-8306-4f38-8617-c2b8b95bd120",
"InquiryDate": "2025-08-25+05:30",
"Locale": "en_IN",
"BorrowerKey": "4790905154",
"Bureau": {
"symbol": "CIBIL",
"description": "",
"rank": "100000",
"abbreviation": ""
}
}
}
],
"CreditScore": {
"CreditScoreModel": {
"symbol": "CIBILTUSC3",
"description": "",
"rank": "100000",
"abbreviation": ""
},
"CreditScoreFactor": [
{
"bureauCode": "26",
"Factor": {
"symbol": "26",
"description": "",
"rank": "100000",
"abbreviation": ""
},
"FactorText": [
"explain: One of the factors your CIBIL Score depends on is the timely payments you make towards your outstanding loans and credit cards. If you have missed a payment for more than 91 days in the last 36 months, your account will be tagged as severely delinquent. Any severe delinquency will have a negative impact on your CIBIL Score even further. One way to improve your CIBIL Score is to make your payments before/by the due date. This will prevent your account from getting delinquent and will subsequently have a positive impact on your CIBIL Score.",
"factor: One of the factors your CIBIL Score depends on is the timely payments you make towards your outstanding loans and credit cards. If you have missed a payment for more than 91 days in the last 36 months, your account will be tagged as severely delinquent. Any severe delinquency will have a negative impact on your CIBIL Score even further. One way to improve your CIBIL Score is to make your payments before/by the due date. This will prevent your account from getting delinquent and will subsequently have a positive impact on your CIBIL Score."
]
},
{
"bureauCode": "35",
"Factor": {
"symbol": "35",
"description": "",
"rank": "100000",
"abbreviation": ""
},
"FactorText": [
"explain: One of the factors your CIBIL Score depends on is the timely payments you make towards your outstanding loans and credit cards. If you have missed a payment in the last 36 months, it will lead to your account being delinquent. Any delinquency will have a negative impact on your CIBIL Score. One way to improve your CIBIL Score is to make your payments before/by the due date. This will prevent your account from getting delinquent and will subsequently have a positive impact on your CIBIL Score.",
"factor: One of the factors your CIBIL Score depends on is the timely payments you make towards your outstanding loans and credit cards. If you have missed a payment in the last 36 months, it will lead to your account being delinquent. Any delinquency will have a negative impact on your CIBIL Score. One way to improve your CIBIL Score is to make your payments before/by the due date. This will prevent your account from getting delinquent and will subsequently have a positive impact on your CIBIL Score."
]
},
{
"bureauCode": "39",
"Factor": {
"symbol": "39",
"description": "",
"rank": "100000",
"abbreviation": ""
},
"FactorText": [
"explain: Your CIBIL Score is not only dependent on your timely payments towards loans/credit cards that have been availed but also the amount that has been paid. E.g. If you have a high credit utilization on a credit card and are making monthly minimum payments by the due date, this will not affect your payment history. However, this will impact your CIBIL Score as the minimum payments made is low in comparison to the actual amount payable. You can maintain your CIBIL Score by making timely payments every time, as well as ensuring you are paying off the balances on the loans/credit cards. Paying more than the minimum due will help bring down the total outstanding on the accounts.",
"factor: Your CIBIL Score is not only dependent on your timely payments towards loans/credit cards that have been availed but also the amount that has been paid. E.g. If you have a high credit utilization on a credit card and are making monthly minimum payments by the due date, this will not affect your payment history. However, this will impact your CIBIL Score as the minimum payments made is low in comparison to the actual amount payable. You can maintain your CIBIL Score by making timely payments every time, as well as ensuring you are paying off the balances on the loans/credit cards. Paying more than the minimum due will help bring down the total outstanding on the accounts."
]
},
{
"bureauCode": "25",
"Factor": {
"symbol": "25",
"description": "",
"rank": "100000",
"abbreviation": ""
},
"FactorText": [
"explain: One of the factors your CIBIL Score depends on is the number of active loan/credit card accounts reported in the last 36 months that carry a current balance. A high balance on such active accounts will impact your CIBIL Score. Paying off the balances on the loan and credit card accounts as well as not having too many open lines of credit with current balances will help maintain your CIBIL Score.",
"factor: One of the factors your CIBIL Score depends on is the number of active loan/credit card accounts reported in the last 36 months that carry a current balance. A high balance on such active accounts will impact your CIBIL Score. Paying off the balances on the loan and credit card accounts as well as not having too many open lines of credit with current balances will help maintain your CIBIL Score."
]
},
{
"bureauCode": "36",
"Factor": {
"symbol": "36",
"description": "",
"rank": "100000",
"abbreviation": ""
},
"FactorText": [
"explain: One of the factors your CIBIL Score depends on is the number of active loan/credit card accounts reported in the last 36 months that carry a current balance. A high balance on such active accounts will impact your CIBIL Score. Paying off the balances on the loan and credit card accounts as well as not having too many open lines of credit with current balances will help maintain your CIBIL Score.",
"factor: One of the factors your CIBIL Score depends on is the number of active loan/credit card accounts reported in the last 36 months that carry a current balance. A high balance on such active accounts will impact your CIBIL Score. Paying off the balances on the loan and credit card accounts as well as not having too many open lines of credit with current balances will help maintain your CIBIL Score."
]
}
],
"NoScoreReason": {
"symbol": "",
"description": "",
"rank": "100000",
"abbreviation": ""
},
"riskScore": "732",
"populationRank": "22",
"Source": {
"Reference": "54ed96ca-8306-4f38-8617-c2b8b95bd120",
"InquiryDate": "2025-08-25+05:30",
"Locale": "en_IN",
"BorrowerKey": "4790905154",
"Bureau": {
"symbol": "CIBIL",
"description": "",
"rank": "100000",
"abbreviation": ""
}
},
"scoreName": "CIBILTransUnionScore3"
},
"Employer": {
"serialNumber": "2882573414",
"IncomeFreqIndicator": "",
"NetGrossIndicator": "",
"dateReported": "2024-05-31+05:30",
"name": "",
"OccupationCode": {
"symbol": "04",
"description": "Others",
"rank": "100000",
"abbreviation": ""
},
"partitionSet": "0",
"CreditAddress": {
"AddressType": "",
"StreetAddress": "",
"City": "",
"PostalCode": "",
"Region": ""
},
"Source": {
"Reference": "54ed96ca-8306-4f38-8617-c2b8b95bd120",
"InquiryDate": "2025-08-25+05:30",
"Locale": "en_IN",
"BorrowerKey": "4790905154",
"Bureau": {
"symbol": "CIBIL",
"description": "",
"rank": "100000",
"abbreviation": ""
}
},
"account": "06"
},
"Gender": "Male",
"CreditStatement": {
"StatementType": {
"symbol": "DISPUTE",
"description": "",
"rank": "100000",
"abbreviation": ""
},
"statement": "",
"Source": {
"Reference": "54ed96ca-8306-4f38-8617-c2b8b95bd120",
"InquiryDate": "2025-08-25+05:30",
"Locale": "en_IN",
"BorrowerKey": "4790905154",
"Bureau": {
"symbol": "CIBIL",
"description": "",
"rank": "100000",
"abbreviation": ""
}
},
"dateUpdated": ""
},
"EmailAddress": [
{
"serialNumber": "443192080",
"Email": "AHMED9817@MAIL.COM"
},
{
"serialNumber": "380912006",
"Email": "FAHMED9817@GMAIL.COM"
},
{
"serialNumber": "263539240",
"Email": "FAHMED8529@GMAIL.COM"
},
{
"serialNumber": "215074779",
"Email": "FAIZAHMED8529@GMAIL.COM"
}
],
"IdentifierPartition": {
"Identifier": [
{
"ID": {
"Id": "4790905154",
"IdentifierName": "SocialId"
},
"Source": {
"Reference": "54ed96ca-8306-4f38-8617-c2b8b95bd120",
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"bureau": "",
"Source": {
"Reference": "54ed96ca-8306-4f38-8617-c2b8b95bd120",
"InquiryDate": "2025-08-25+05:30",
"Locale": "en_IN",
"BorrowerKey": "4790905154",
"Bureau": {
"symbol": "CIBIL",
"description": "",
"rank": "100000",
"abbreviation": ""
}
},
"inquiryDate": "2023-05-19+05:30"
}
},
{
"Inquiry": {
"amount": "10000",
"IndustryCode": {
"symbol": "",
"description": "",
"rank": "100000",
"abbreviation": ""
},
"inquiryType": "10",
"subscriberName": "AXIS BANK",
"enqControlNum": "5665178125",
"description": "",
"subscriberNumber": "",
"bureau": "",
"Source": {
"Reference": "54ed96ca-8306-4f38-8617-c2b8b95bd120",
"InquiryDate": "2025-08-25+05:30",
"Locale": "en_IN",
"BorrowerKey": "4790905154",
"Bureau": {
"symbol": "CIBIL",
"description": "",
"rank": "100000",
"abbreviation": ""
}
},
"inquiryDate": "2023-03-30+05:30"
}
},
{
"Inquiry": {
"amount": "10000",
"IndustryCode": {
"symbol": "",
"description": "",
"rank": "100000",
"abbreviation": ""
},
"inquiryType": "10",
"subscriberName": "AXIS BANK",
"enqControlNum": "5641127017",
"description": "",
"subscriberNumber": "",
"bureau": "",
"Source": {
"Reference": "54ed96ca-8306-4f38-8617-c2b8b95bd120",
"InquiryDate": "2025-08-25+05:30",
"Locale": "en_IN",
"BorrowerKey": "4790905154",
"Bureau": {
"symbol": "CIBIL",
"description": "",
"rank": "100000",
"abbreviation": ""
}
},
"inquiryDate": "2023-03-25+05:30"
}
},
{
"Inquiry": {
"amount": "10000",
"IndustryCode": {
"symbol": "",
"description": "",
"rank": "100000",
"abbreviation": ""
},
"inquiryType": "10",
"subscriberName": "AXIS BANK",
"enqControlNum": "5626652036",
"description": "",
"subscriberNumber": "",
"bureau": "",
"Source": {
"Reference": "54ed96ca-8306-4f38-8617-c2b8b95bd120",
"InquiryDate": "2025-08-25+05:30",
"Locale": "en_IN",
"BorrowerKey": "4790905154",
"Bureau": {
"symbol": "CIBIL",
"description": "",
"rank": "100000",
"abbreviation": ""
}
},
"inquiryDate": "2023-03-21+05:30"
}
},
{
"Inquiry": {
"amount": "20000",
"IndustryCode": {
"symbol": "",
"description": "",
"rank": "100000",
"abbreviation": ""
},
"inquiryType": "10",
"subscriberName": "IDFC FIRST BANK",
"enqControlNum": "5313978639",
"description": "",
"subscriberNumber": "",
"bureau": "",
"Source": {
"Reference": "54ed96ca-8306-4f38-8617-c2b8b95bd120",
"InquiryDate": "2025-08-25+05:30",
"Locale": "en_IN",
"BorrowerKey": "4790905154",
"Bureau": {
"symbol": "CIBIL",
"description": "",
"rank": "100000",
"abbreviation": ""
}
},
"inquiryDate": "2022-12-27+05:30"
}
},
{
"Inquiry": {
"amount": "10000",
"IndustryCode": {
"symbol": "",
"description": "",
"rank": "100000",
"abbreviation": ""
},
"inquiryType": "10",
"subscriberName": "AXIS BANK",
"enqControlNum": "5260055564",
"description": "",
"subscriberNumber": "",
"bureau": "",
"Source": {
"Reference": "54ed96ca-8306-4f38-8617-c2b8b95bd120",
"InquiryDate": "2025-08-25+05:30",
"Locale": "en_IN",
"BorrowerKey": "4790905154",
"Bureau": {
"symbol": "CIBIL",
"description": "",
"rank": "100000",
"abbreviation": ""
}
},
"inquiryDate": "2022-12-09+05:30"
}
},
{
"Inquiry": {
"amount": "10000",
"IndustryCode": {
"symbol": "",
"description": "",
"rank": "100000",
"abbreviation": ""
},
"inquiryType": "10",
"subscriberName": "AXIS BANK",
"enqControlNum": "4995894880",
"description": "",
"subscriberNumber": "",
"bureau": "",
"Source": {
"Reference": "54ed96ca-8306-4f38-8617-c2b8b95bd120",
"InquiryDate": "2025-08-25+05:30",
"Locale": "en_IN",
"BorrowerKey": "4790905154",
"Bureau": {
"symbol": "CIBIL",
"description": "",
"rank": "100000",
"abbreviation": ""
}
},
"inquiryDate": "2022-09-14+05:30"
}
},
{
"Inquiry": {
"amount": "10000",
"IndustryCode": {
"symbol": "",
"description": "",
"rank": "100000",
"abbreviation": ""
},
"inquiryType": "06",
"subscriberName": "IDFC FIRST BANK",
"enqControlNum": "4911538128",
"description": "",
"subscriberNumber": "",
"bureau": "",
"Source": {
"Reference": "54ed96ca-8306-4f38-8617-c2b8b95bd120",
"InquiryDate": "2025-08-25+05:30",
"Locale": "en_IN",
"BorrowerKey": "4790905154",
"Bureau": {
"symbol": "CIBIL",
"description": "",
"rank": "100000",
"abbreviation": ""
}
},
"inquiryDate": "2022-08-17+05:30"
}
}
]
},
"AssetId": "22006986291",
"Type": "SingleCreditReport"
}
}
}
}
}
}
CRIF-HighMark
PAN Verification
Languages
Request
Response
{
"timestamp": "2025-06-24T09:58:15.936Z",
"transaction_id": "cff47fb6-da59-4ef7-b5e6-062ed4f3778d",
"status": "success",
"data": {
"client_id": "pan_HRBidVYljcckhTvSdKKi",
"pan_number": "ATZPS4790H",
"full_name": "HAJRATALI SAIYAD",
"category": "person"
}
}
Transunion-CIBIL
Aadhar Verification
Languages
Request
Response
{
"timestamp": "2025-09-10T08:35:01.629Z",
"transaction_id": "TXN-4770b978-d8f2-432b-be5b-558ae5fbabed",
"status": "success",
"data": {
"client_id": "digilocker_fOolddpdihfeCQvyLpUq",
"token": ".eJyrVkrOyUzNK4nPTFGyUkrJTM_MyU_OTi2KT_PPz0lJKUjJzEhLdQ4sq_QpCC1U0lFKTyxJLU-sBKotKMpPKU0uyczPAwqXVBakouhXqgUA3HEgow.aME4Ng.wwbeJD7qAbydb3aD_W9ocuSZyB8",
"url": "https://digilocker-sdk.notbot.in/?gateway=production&type=digilocker&token=.eJyrVkrOyUzNK4nPTFGyUkrJTM_MyU_OTi2KT_PPz0lJKUjJzEhLdQ4sq_QpCC1U0lFKTyxJLU-sBKotKMpPKU0uyczPAwqXVBakouhXqgUA3HEgow.aME4Ng.wwbeJD7qAbydb3aD_W9ocuSZyB8&auth_type=web",
"expiry_seconds": 1200
}
}
PAN Verification
Driving License
Languages
Request
Response
{
"timestamp": "2025-10-29T11:51:27.708Z",
"transaction_id": "TXN-efdc38bb-db69-481c-ae74-510f01d1684e",
"status": "success",
"data": {
"personalInfo": {
"fullName": "R*A*E* *S*H*M*A* *S*G*H",
"firstName": "R*A*E*",
"middleName": "S*H*M*A*",
"lastName": "S*G*H",
"dateOfBirth": "1*9*-*2*-*9*",
"gender": "Female",
"bloodGroup": "O+",
"fatherName": "S*U*H* *K*U*M*A* *S*G*H",
"fatherRelation": "F",
"birthPlace": "J*I*P*U*R",
"identityMark1": "M*L* *O*N* *H*N*D*",
"identityMark2": null,
"organDonor": "N"
},
"contactInfo": {
"mobileNumber": "9*8*7*6*4*3*2*1*",
"alternateNumber": "8*7*6*5*4*3*2*1*",
"phoneNumber": "0*1*2*3*4*5*6*7*",
"emailId": "r*a*e*s*g*h*9*1*@*m*l*.*c*m"
},
"licenseInfo": {
"dlNumber": "RJ14 20190054321",
"endorsementNumber": "RJ14 /PDL/0054321/2019",
"endorsementDate": "2019-07-14",
"endorsementTime": "11:45:22",
"qualification": "LMV"
},
"permanentAddress": {
"addressLine1": "1*2*, *M*N*A* *R*A*D*",
"addressLine2": "S*H*S* *N*G*R*, *J*I*P*U*R",
"addressLine3": "N*A*R*T* *R*D*, *R*J*S*H*N",
"district": "J*I*P*U*R",
"subDistrict": "M*L*V*I*",
"villageOrTown": "J*I*P*U*R",
"pinCode": "302015",
"locationType": "U",
"locality": "URBAN",
"fullAddress": "1*2*, *M*N*A* *R*A*D*, *J*I*P*U*R - 302015"
},
"temporaryAddress": {
"addressLine1": "H*O* *N*. *2*3*, *L*K*M*N*G*R*",
"addressLine2": "N*R* *P*R*K*, *D*L*H*",
"addressLine3": "I*N*I* *R*D*, *N*D*L*H*",
"district": "D*L*H*",
"subDistrict": "S*U*T* *D*L*H*",
"villageOrTown": "N*D*L*H*",
"pinCode": "110019",
"locationType": "U",
"locality": "URBAN"
}
}
}
Aadhar Verification
RC Verification
Languages
Request
Response
{
"timestamp": "2025-09-05T11:15:32.900Z",
"transaction_id": "TXN-08fdc3c2-aac6-4ce8-a038-fc875f7c13cc",
"status": "success",
"data": {
"regNo": "DL05CN4521",
"chassis": "MBHFA12345XY78901",
"engine": "ENG4567XYZ890",
"vehicleManufacturerName": "MARUTI SUZUKI INDIA LIMITED",
"model": "SWIFT VXI",
"vehicleColour": "PEARL METALLIC RED",
"type": "PETROL",
"normsType": "BS-VI",
"bodyType": "HATCHBACK",
"ownerCount": "2",
"owner": "AMIT SHARMA",
"ownerFatherName": "RAKESH SHARMA",
"mobileNumber": "9876543210",
"status": "ACTIVE",
"statusAsOn": "05-Sep-2025",
"regAuthority": "DELHI WEST RTO",
"regDate": "12-Jan-2020",
"vehicleManufacturingMonthYear": "11/2019",
"rcExpiryDate": "11-Jan-2035",
"vehicleTaxUpto": "10-Jan-2035",
"vehicleInsuranceCompanyName": "ICICI Lombard General Insurance Co. Ltd.",
"vehicleInsuranceUpto": "15-Dec-2025",
"vehicleInsurancePolicyNumber": "POL1234567890123",
"rcFinancer": "HDFC BANK LTD",
"presentAddress": "A-45, GREEN PARK, NEW DELHI, 110016",
"permanentAddress": "H.NO 123, SECTOR 14, GURGAON, HARYANA",
"vehicleCubicCapacity": "1197",
"grossVehicleWeight": "1520",
"unladenWeight": "950",
"vehicleCategory": "LMV",
"rcStandardCap": "1200",
"vehicleCylindersNo": "4",
"vehicleSeatCapacity": "5",
"vehicleSleeperCapacity": "0",
"vehicleStandingCapacity": "0",
"wheelbase": "2450",
"vehicleNumber": "DL05CN4521",
"puccNumber": "PUCC20250905000123",
"puccUpto": "04-Sep-2026",
"blacklistStatus": false,
"blacklistDetails": [],
"permitIssueDate": "20-Jan-2020",
"permitNumber": "PERMIT-DL-2020-4512",
"permitType": "Contract Carriage",
"permitValidFrom": "20-Jan-2020",
"permitValidUpto": "19-Jan-2025",
"nonUseStatus": "N",
"nonUseFrom": "NA",
"nonUseTo": "NA",
"nationalPermitNumber": "NATPERMIT-DL-2020-8891",
"nationalPermitUpto": "18-Jan-2025",
"nationalPermitIssuedBy": "Delhi Transport Authority",
"isCommercial": true,
"nocDetails": "NOC issued on 10-Jan-2023 for transfer to Haryana RTO",
"dbResult": true,
"partialData": false,
"mmvResponse": "MARUTI SUZUKI SWIFT VXI BS-VI",
"financed": true,
"class": "Motor Car (LMV)"
}
}
Driving License
Bank Verification (Penny Less)
Languages
Request
Response
{
"timestamp": "2025-09-05T11:42:51.031Z",
"transaction_id": "TXN-5cfd7887-5e90-421b-8a3f-3f7150dc2c22",
"status": "success",
"data": {
"client_id": "bank_pennyless_JZtxMymdkrOdiNctugjz",
"account_exists": true,
"upi_id": null,
"full_name": "JOHN DOE",
"imps_ref_no": null,
"remarks": "",
"status": null,
"ifsc_details": {
"id": 0,
"ifsc": "HDFC0007292",
"micr": "1422640202",
"iso3166": "IN-PJ",
"swift": "HDFCICCB",
"bank": "HDFC Bank",
"bank_code": "HDFC",
"bank_name": "HDFC Bank",
"branch": "JAIPUR",
"centre": "JAIPUR",
"district": "JAIPUR",
"state": "TEXAS",
"city": "JAIPUR",
"address": "HDFC BANK LTDWARD NO.1,CHAMANPUR GOLCHOWNK FURNITURE,DANGAL ROAD",
"contact": "+919815334411",
"imps": true,
"rtgs": true,
"neft": true,
"upi": true,
"micr_check": true
}
}
}
RC Verification
Bank Verification (Penny Drop)
Languages
Request
Response
{
"timestamp": "2025-09-05T11:34:18.198Z",
"transaction_id": "TXN-ab12cd34-ef56-7890-gh12-ijklmn345678",
"status": "success",
"data": {
"status": true,
"upi_id": "dummyuser123@bank",
"remarks": "Dummy transaction processed",
"client_id": "CLI-000111222333",
"full_name": "JOHN DOE",
"imps_ref_no": "998877665544",
"account_exists": true,
"ifsc_details": {
"id": 999,
"upi": true,
"bank": "DUMMY BANK LTD",
"city": "DUMMYCITY",
"ifsc": "DUMM0123456",
"imps": true,
"micr": "123456789",
"neft": true,
"rtgs": true,
"state": "DUMMYSTATE",
"swift": "DUMMYINBBXXX",
"branch": "DUMMY BRANCH",
"centre": "DUMMY CENTRE",
"address": "123, Dummy Street, Dummy Area",
"contact": "+91-9999999999",
"iso3166": "IN-XX",
"district": "DUMMYDISTRICT",
"bank_code": "DUMY"
},
"transaction_info": {
"reqid": "REQ-1234567890",
"chanref": "CHAN-1234567890",
"txn_type": "DUMMYTXN",
"nw_txn_refid": "REF-0987654321",
"reference_id": 11223344
}
}
}
Bank Verification (Penny Less)